Homeowners who purchased a home within the last 24 months with less than 20% down may qualify for a 25% cash refund on their CMHC mortgage insurance premium through energy efficiency retrofits.
CMHC Eco Improvement Overview
| Program Requirement | Standard Criterion | How We Help |
|---|---|---|
| Mortgage Type | Insured by CMHC, Sagen, or Canada Guaranty | Valid for purchases within last 24 months |
| Upgrade Scope | Insulation, air sealing, HVAC, or solar PV | We handle attic air sealing & R-60 blow-in |
| Audit Proof | EnerGuide post-retrofit evaluation | We coordinate post-audit paperwork |
| Financial Benefit | 25% Cash Premium Refund | Direct check mailed straight to homeowner |
How to Claim Your CMHC Refund
- Complete an attic insulation retrofit and air-sealing package.
- Receive your official post-upgrade EnerGuide assessment.
- Submit the 1-page CMHC Eco Improvement application form along with your EnerGuide label.
Save on Your Mortgage Insurance: Ask our team how your insulation project can qualify you for a cash refund.